Newspaper Archive of
The Malakoff News
Malakoff, Texas
December 17, 1981     The Malakoff News
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December 17, 1981

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DENNIS HALTER Board of Directors of Citizens State Bank of M. Sutton, President officer, announced of Marilyn S. Carter, Halter. Carter was to the president. She gh School and fur- her education at Tyler Junior She began her career with 1976 as a note teller. e and her husband, Bo, and their Michael, 8, and Cooper, 2, home in Athens. Mr. Carter rtployed by Texas Utilities Company in Fairfield. attends second grade at South BETHPARKER The Malakoff News, Thursday, Dee. 17, lSO1-.4A MARILYN CARTER Athens. They are members of the First officer at Citizens State. He was for- Baptist Church of Malakoff. merly vice president and cashier. Mrs. Parker was promoted to Halter is a 1977 graduate of the assistant vice president. She was for- University of Arkansas with a BS merly assistant cashier. She began her degree in banking and finance. He career with Citizens State Bank as a began his career with Citizens State teller and secretary. Bank as assistant vice president in 1977. Prior to joining Citizens he served with She has attended Henderson County the Federal Depositors Insurance Car- Junior College and is presently atten- potation as an assistant bank ding Navarro County Junior College. examiner. She is married to Steve Parker and they He is currently serving on the board have four sons. Both Beth and Steve of directors of the Malakoff Chamber of and natives of Trinidad where they are Commerce and is a member of the members of the First United Methodist Malakoff Rotary Club. He and his wife, Church. Eva Gall and their daughter, Heather Halter was named executive viceAlison, make their home in Star Har- president, cashier and chief financial bar. For Last Minute Gift Ideas Turn To The ;IFIEDS! aw8 This is the first of a five-part the IRAs are really worth much more following sample chart based on a sim- m the new laws governing the than the money accumulated, pie interest rate of 12 percent cam- Retirement Account (IRA).At age 59'/~ you can withdraw all or pounded annually with your con- describes how you can part of the money without penalty,,and tributions made on January 1 of each as a millionaire by putting the you will be taxed at the prevailing rate. year. Remember that this is only an allowable contribution into But you are only taxed on the money example. Clip this story and the sample year. Other installments you withdraw. Presumably you will be IRA chart. Use them to help you plan Series will discuss what you can retired by the time you withdraw any of your IRA. Take the chart with you when if you can't afford to contribute the money and you will be in a lower tax you visit your community banker for in- 12,000 per year, the IRA advan- bracket. Keep in mind, you must start formation on Individual Retirement couples, and how to use an withdrawing the money by age 70~/~. Accounts. After all, can you really at- think you're too young - To help you see what your $2,000 per ford to pass up a million-dollar oppor- old - to start planning for year IRA contribution can build to over tunity? your working life, the AmericanComingnext:Wbatifyoucan'tafford Bankers Association offers the to save $2,000 a year? ever fantasized about being that fantasy may be tur- !a reality thanks to the new laws the individual Retirement rules, which go intb effect 1, 1982, finally bring the ad- of tax-sheltering and con- | a retirement fund within reach wage-earner. Previously, only to persons not by company pension or profit plans. new IRAs are a real tax-shelter working people," says Doris chairperson of the Banking program for the American Association (ABA). amount, up to $2,000, you to your IRA each year can be from your gross income If you con- ,.48 a day or $2,000 a year for 36 12 percent interest, it would just over $1 minion." re skeptical about $2,000 ad- 11 million after 36 years, you yourself: Start with by 12 percent for one is $240. For year two, add the $2,240 and multiply by 12 calculation and you will after 36 years you will have $72,000 and your account more than $1,085,179. The in- be over $1 million! ith your employer to see if offered an IRA payroll plan. Two thousand dollars would mean taking about : of your weekly check. That's to pay for a million-dollar also getting a this retirement Plan. You will not be taxed on ,000 of income you're con- IRA or the interest ear- age 59'A. So :trades test tubes' Painter's palette years ago Jim Johnson time with test tubes than zlette. recently named Texas Ar- Year, is a graduate of the University College of Medicine who in 1978 found dissatisfied in a reeeareh federal government. to chuck the security of a to devote his efforts avocation - art. proved to be the correct Johnson has since been Artist of the Year by the , work-ethic home is 'Well, you've for this length of time so should devote your life to n~edicine,'" he said. won out. Christmas list? 8tuff with U. S. Savings Ban- offer hope, love and en- long after the toys are FEED . SEED . SUPPLIES FARMERS & RANCHERS SUPPLY KENNETH LEWIS CALL COLLECT 214/396.2881 OR OWNER WEST HWY, 31, KERENS 396-2282 I For All Your Needs Call 675-5771 Athens 24 Hours A Day 7 Days A Week We 312 Underwood Street Athens, Texas install and service complete gas systems Sell or Lease Propane Tanks * ntl~ll ""' .oo~=. Model FFR 443 . Automatic contrast/color tracking .100% Solid state VHF and UHF tuners , Automatic color control and fleshtone correction. inmen Hwy. 31 W. 489-1000 Bill Vinson.0wner Malakoff Lo~t.and Found .......... 2 .... Lost: Blonde dog, she answers to the name " Blondie". Red collar, about 4 months old. Coil 489.1441. Real Estate-Sale4 HI RARRI$ REALT 489-1858 Malokoff 489-0561 GOOD INVESTMENT PROP- ERTY in Malakoff Mobile home park, 3 room and bath house and lot fronting Hwy. 31. Owner will finance. Will sell mbbile home park sepa- rately. ACREAGE - Henderson Coun- ty, tq-ocre tract, two 45-acre tracts w ,'owner financing. Kau~man County, 12-ocre tract w/owner financing with $500 down. FOR LEASE - 3 Ix:lrm., 2 bath on water, $450 monthly. 2 BDRM., 1 bath in Malakoff. $30,000. e 1"he Malakoff News 15 WORDS FOR ONLY $2.00 Call 489.0531 Real Estate, Sale 4 Automotive 7 Garage Sale 1C I WE BUY JUNK CARS and WRECKED CARS FURglSHED..-2bdr.lbth MH On large lot. Well kept and completely furnished. Owner financing available $16,000 INVESTMENT-2 MH's on app. l~ ac. No. 1.3bdr, 2bth; No. 2-2Mr. ]bth. Both rented at this time Close to town. Low 20's. W FABRIC SHOP-Situated in excellent location ,n Seven Points. Thrivin business. Inventory and fixtures only. LE/~E--2bdr-lbth, channel front home $300/m0. pzmk'net 675.7033 '5'040 L--:J'-'-" Near Cedar Creek Lake in Key Ranch addition on LBJ Ranch Rood. :3 bedroom house on big lot. Fruit and nut trees, shade trees. Redone in- side. Good price and good terms. Contact owner at residence. The Smart buyers shop the Wont Ads FOR SALE OR RENT: Two bedroom, one bath brick. Large den, living room, garage, and storage building in Star Harbor. Call 675-2507. Perry Hull Eu~tace 4~S.~41 1972 Mustang 3.51. Automatic, radio, heater. Sharp. $1,700.00 cash. 432. 3117. Motorcycles 7a Honda Express, yellow with front basket, like new. see to appreciate. .................................... 1981 Vespa, model 125 Motor Scooter, 80 MPG, 600 total miles, llke qew, se~L!o_r v_,.pr!ce=con _4~__~_o7_9e. _. FOR SALE OR TRADE . 1972 Hondo 500, excellent condition, Weekdays coil 887.7771, 8:00.5:00. I,~9~ and weekends call 887.5471 or 887-18~2. For Sale Misc. 9 For Sale: Nissen table tennis ta~e, net and paddles included. Charm glo gas grill, permenanl briquets. 489- 1040. AvN For sale. 489-1758 240 lb. 3 tab no. 2 roofing $17,95, 3 tab fiberglass roofing (salvage) $18,95, Felt 15 lb. $7,00,4' x 12' x %" sheetrock $4.95, Plywood V," $6.50, '/," $7.50. Lumber, go cons, jan boats, canoe=. Enlow's Mid-Cities Salvage, Seven Points. 432-2245, Closed Su~qnd Mo~__. Two bedroom, one bath yellow frame ; .................... across from Malakoff High School. { RiOii"JNGi ENJ,ARGiNG { Air and heat, $27,500. Assumable ....................... Laverne' - ' Ceramle ; STAR HARBOR 4. Assumable 9~/4% loan on 3-2.2, den, 203N.Coilqe Mahdloff(~ w/fireplace, dining, equipped kitchen ..................... t w/microwave, thermal windows, corner l'/~ channel lots, small boat dock, trees, fenced, REDUCED $65,900 Mulukoff, East Mitcham, 3 bedroom, l bath. $17,500 Matakoff, N~rth Cedar, 2 bdrm., I bath, range, air Load., new carpet, ceiling fin and more. $27,9~0 $39,500 commercill buildini5 app. 200~ sq. ft. CH/A, bathroom, Mulokoff. PRE~;TIGE REALTY Virgle L.'Orr 396-2965 Real Estate For Rent 5 ONE bedroom waterfront furnishe~ apartments. $250. monlhly, all bills paid. Coney City. 489.t058 or 451. 2453. ADAMAS 14 kt. gold jewelry 10% discount now until Dec. [9th Call Rhonda Robertson 489-1600 or 489-0040 visa & mastercharge Porch Sole: Friday and Saturday. 201 .................. Help Wanted WANTED: Experienced mechanics. Must have own tools. Apply in per- son. Royall Chev. & Buick ,,~10, W. Royall Blvd. Milakoff Work Wanted 13 Work Wonted Houses cleaned by the job or by the hour. Wando or Shelly. 489-0006. Services 15 Available Dora Peebles Trinidad .. z~x xxx xx xx x~x~ Steam Cleaning Service 0il Field Heavy Equipment Trucks & Trailers 214-778.2569 Trailer for rent, 2 bedroom o1 ~ _~ Porklane in Bushwacker, 214-451- ice st=. ,,doe baer, f >1 - WATER WELL DRILLING -|. I~,se, 489-1058 days 451-2453 nights. ' |[{ Ill -~ Our water sy~teml don't need ' |ll JlJ a well house fo~frmt protection APARTMENTS Et ill * E~onomic.al heating and cooling |1 .:.=~^, with well water ,_ neighborhoodClean and fresh.ReadyI andDec.2 bdr.ls. NowaPts" takingqUiet { o/,~-,eova , ~paciolizin9 in tum-~ey WrK I /well ddil~ lease applications. McAtee Realty, 420 E, ~I~_..] R0yall Blvd. ............................................................................................... i ........................................