MRS. JAMES GREGORY COLBURN
ceremony
Foster and James Gregory
Colburn were united in
in a double ring ceremony at
'~. November 21 at the First Baptist
in Athens with Rev. James F.
bride is the daughter of Dr. and
Bob P. Foster of Athens. The
are Mr. and Mrs.
is the son of Zelda Colburn
James C. Colburn of
was decorated with large
a large floral arrangement of
Lflowers accented the baptistry win-
K The couple knelt on a satin
kneeling bench before an arch
candelabra entertwined with
Hurricane lamps tied with
t bows ma'tk~d ~amily p~w~'. '
Lonnie Massey provided organ
Ms. Donna and Nita Brister
"The Rose" and Mrs. Pam
sang "Always". Mr. and Mrs.
Weeks sang "The Wedding
in marriage by her father, the
chose a white silk organza gown
with re-embroidered Chan-
Molded lace and embellished
clusters of pearls, the bodice
a Queen Anne neckline, open
back and Sheperdess sleeves.
full skirt was accented with a
of organza and swept to a
train which was enhanced
' with Chantilly lace. A fingertip
edged with re-embroidered
lace caught to a cap of pearls
bride's bouquet was a cascade of
and white silk roses surrounded
with streamers of peach and
Serving as maid of honor was Miss
Gail Paraline of Athens. Bridesmaids
were Ms. Julie Gwaltney of Baton
Rouge, La., Suzy Glass and Mary Mills
of Athens, Patti Colburn, sister of the
groom from Houston. Junior
bridesmaid was Jennifer Foster, sister
of the bride from Athens and the flower
girl was Heather Schwartz of Athens.
Scott Selz of Bridgeport served as
best man. Groomsmen were Scott
Colburn of Bridgeport, brother of the
groom, Billy Jack Breeze of Giddings,
Buddy O'Dell and Tommy Mann, both
of Bridgeport.
Ringbearer was Bo Florence of
Athens and candlelighters were Scott
Foster of Athens, brother of the bride,
and Roy Foster of Dallas, cousin of the
bride.
- t
Ushers were. Jim and Cliff Foster of
Athens, 'brothers of the bPide Mike
McBurney of Longview, cousin of the
bride, Bill Bomar of Metairie, La., and
Craig Strain of Bay City.
The reception was held in the Family
Life Center of First Baptist Church.
Mrs. Selah West provided music on the
piano.
Those serving at the bride and
groom's tables were Ms. Kerry Harvey
and Patti Pagitt of Athens, Mrs. Talena
McElhaney, Lisa Bruze Giddings, Gena
Gartrell, Michelle McBurney of Dallas,
Robin McBurney of Mabank, Mrs.
Sherry McBurney of Longview, cousins
of the bride. Mrs. Fran Slack served at
the bride's book.
The bride is a graduate of Athens
High School and Henderson County
Junior College. She is presently atten-
ding Texas A&M University.
The groom is a graudate of
ribbon. She carried her bouquet Bridgeport High School and Texas
her Bible given to her by her A&M University. He is currently era-
as a child. It had been covered
for the wedding by her gran-
Mrs. C. O. Dodson. The bride
~a
• necklace with a pearl and gold
leaf clover pendent worn by her
she married.
ployed as a petroleum engineer for
Clayton Williams Company in Gid-
dings.
After a honeymoon to Cozamel,
Mexico, the couple is making their
home in Giddings.
:i?:);i :¸ :~!:i::)
MR. AND MRS. GRESHAM FOWLER
ers to
and Mrs. Gresham Fowler of John Gresham Fowler and Mozelle
will be honored with an Open Shirey were married January 2, 1932, at
Saturday, January. 2 .... Durant, Oklahoma.
5 p.m. in honor of their
anniversary. The r~dep-'. They have two grandsons, two gran-
held at their home on F~st ddaughters and one great gran-
31 in Malakoff. ~ .ddaughter.
the reception will be their .- Local invitations are extended
Dr. and Mrs. Robert Fowler through the press. It is requested that'
Jim White. no gifts be made.
SUSAN CHEREE RAMSEY
O
Mr. and Mrs. Raymond Ramsey of
Malakoff announce the engagement
and approaching marriage of their
daughter, Susan Cheree to Quincy
Hutchison of Arlington.
They will wed at Pleasant Run Bap-
tist Church in Lancaster on Jan. 9, 1982
at 3 o'clock in the afternoon.
All friends and relatives of the couple
are invited to attend.
SUSAN WALKER
~O
ews in
Mr. and Mrs. G. V. Walker announce
the engagement of their daughter,
• Susan, to Milburn A. (Mibs) Matthews.
The bride-to-be attended Stephen F.
Austin State University where she
majored in Marketing and
Management. She is now employed by
Yarings in Austin.
The groom-to-be is a graduate of
Arizona State University and the
University of Texas Law School. He will
be working with the Gibson, Dunn and
Krutcher law firm in Newport Beach,
Calif.
The couple plan to marry in March.
'LITTLE
I I
LITTLE TRANSFER & STORAGE
agent for Mayflower
ESTIMATES WITHOUT OBLIGATION.
214-874-4221
31 Corsicana, Texas
FEED SEED . SUPPLIES
FARMERS & RANCHERS SUPPLY
KENNETH LEWIS CALL COLLECT 214/396-2881 OR
OWNER WEST HWY. 31, KERENS 396.2282
The Malakoff News, Thursday, Dee. 31, IMI---JA
New individual accounts
O
(Retirement Planning: Second of
Five Parts.)
Any American who's been on the
planet Earth for the past few months
and is interested in personal finance
has probably heard something about
IRAs. For more details, read on.
IRA stands for Individual Retirement
Account, three little words that are
destined to revolutionize how
Americans save and plan for their
retirement.
The new rules governing IRAs go into
effect January 1, 1982. This will mark
the first time that these tax-sheltered
IRAs will be available to all wage-
earners, In the past, only those who
were not covered by company pension
plans were able to open IRAs and take
advantage of their tax benefits.
Most of what you've been reading
probably talks about contributing $2,000
a year to an IRA. If you stopped reading
when you saw the $2,000 figure, get
ready to reconsider.
You don't need to contribute $2,000 a
year. Let's look at what you can expect
if your financial situation doesn't allow
you to save that much money.
Many of us, if we really tried, could
cut back our spending by $10 a week.
(Maybe it means not going out one
night or packing a lunch two days a
week, but we could do it.)
Actually, if you could save $9.62 a
week, you could be saving $500 a year to
contribute to your Individual
Retirement Account, and $19.23 per
week would allow a $1,000 per year con-
tribution.
A yearly contribution to your IRA of
just $500 could result in an account wor-
th more than $400,000 in 40 years. If you
find that hard to believe, figure it out
for yourself. For the purpose of this
example, use a 12 percent simple In-
terest rate compounded annually. Start
with $500, multiply by 12 percent for one
year, which is $60 in interest. For year
two, add your $500 contribution to the
$560 in the account from year one and
multiply by 12 percent. Your second-
year interest is $127.20 and your ac-
count now totals $1,187.20.
Continue this calculation and you will
find that after 25 years you wi!~have
contributed $12,500 and your account
will total $74,667. The interest alone will
be over $62,000.
If you work 30 years, your account
could reach $135,146, and 40 years
brings you to $429,571.
And remember, whatever your con-
tribution, your IRA provides a tax
shelter for that money. Your con-
tribution is deducted from your gross
income before you figure your taxes.
The money cannot be withdrawn,
without penalty, until you reach age
59 /z. However, you may keep the
money in until age Then you must
begin to withdraw it in specific amounts
that will be based on life-expectancy
tables and a percentage of the total
amount in your account. Any money
you withdraw after age 59 /2 will be
taxed at the prevailing rate.
Presumably you will be in a lower tax
bracket in your retirement years.
Can you really afford not to have an
Individual Retirement Account?
Coming next: IRA Benefits for
Couples.
"The best answer to anger is silence."
German Proverb
ROYALL INSURANCE ENCY
HOME-COMMERCIAL-AUTOMOBILE INSURANCE
Representing: Employers.Casualty,
Employers National, Motor Insurance Corp.
489-0520
See... Sue Barnett
Malakoff 510 W. Royall Blvd.
, ~-" -- .,+,, .~+ , ~' ,,,
Beauty and Boutiq
announces
the association of their new stylist
OF
Trinidad
Please come in and meet her. We have
three other stylists to serve you.
Marella Hall
Lenora Robinson
Dottle Crowder
Call for an appointment
B&J Shopping Center 432-2608 , Seven Points
December 31, 8 p.m.-midnight
Hwy. 274
Trinidad, Tex.
"Lots of good gospel singing"
Featuring: The Currys, Mt. Pleasant, Tex.
Lakeside Singers, Trinidad, Tex.
Sponsored by: Trinidad Ministerial Alliance
I
Refrigerators
Freezers
Washers
Dryers
Televisions
Air Conditioners
"Come/,y and see us /,efore you i, uy "
Terms 214 N. Terry
Available 489-1506
Malakcff
Ill mm ! mm ml mm mm mm mm
Lawn Boy Mowers
Small Appliances
Osculating Fans
